Tag Archive: Credit

How To Play The Credit Score Game

Most of us know that a good credit score is very important, even critical, to getting good terms for a loan or mortgage, or a lease on a car. Having a bad score will even lock us out from securing said loan or mortgage, or even hinder a job we’ve been aiming for. But how does one play the credit score game? A lot of us juggle bills and other expenses against a meager income, so a credit card is a vital tool that keeps us going in our day to day lives. However, mismanaging its use can lead to a bad credit score. A surefire way to help maintain your score is to pay when your credit card bill is due, and to pay at least the minimum amount. But that’s not all, how you utilize the amount available is also taken into account. A credit card account with …